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    Terms & Conditions

    Last updated: October 25, 2025

    1. Acceptance of Terms

    By accessing and using Fiscedge Academy ("the Platform"), you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.

    2. Services Provided

    Fiscedge Academy offers online educational courses focusing on Business and Artificial Intelligence. Our services include:

    • Access to video lessons and written content
    • Interactive quizzes and assessments
    • Completion certificates
    • AI-powered learning assistance
    • Downloadable resources and templates

    3. User Accounts

    To access our courses, you must create an account. You agree to:

    • Provide accurate and complete registration information
    • Maintain the confidentiality of your account credentials
    • Notify us immediately of any unauthorized access
    • Be responsible for all activities under your account
    • Not share your account with others

    4. Payments and Pricing

    All prices are displayed in USD (US Dollars) and are subject to change. Payment terms include:

    • One-time payment for single courses or all-access pass
    • Lifetime access to purchased content
    • Payments processed securely via Stripe
    • No automatic renewals or recurring charges
    • Free starter course available with no payment required

    5. Refund Policy

    We offer a 5-day money-back guarantee. If you're not satisfied with your purchase, contact us at info@fiscedge.com within 5 days for a full refund. For complete details, see our Refund Policy.

    6. Intellectual Property

    All content on the Platform, including but not limited to courses, videos, text, graphics, and software, is owned by Fiscedge Academy and protected by copyright laws. You may not:

    • Reproduce, distribute, or publicly display our content
    • Create derivative works from our materials
    • Share login credentials or course access with others
    • Download content for redistribution purposes
    • Use content for commercial purposes without written permission

    7. User Conduct

    You agree not to:

    • Use the Platform for any illegal purposes
    • Attempt to gain unauthorized access to our systems
    • Interfere with or disrupt the Platform's functionality
    • Upload malicious code or harmful content
    • Violate any applicable laws or regulations

    8. Limitation of Liability

    To the maximum extent permitted by law, Fiscedge Academy shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the Platform. Our total liability shall not exceed the amount you paid for the courses.

    9. Updates to Content

    We continuously update and improve our courses. Lifetime access includes all future updates and improvements to the courses you've purchased at no additional cost.

    10. Termination

    We reserve the right to suspend or terminate your account if you violate these Terms. Upon termination, your right to access the Platform will immediately cease.

    11. Changes to Terms

    We may update these Terms from time to time. We will notify users of significant changes via email or through the Platform. Continued use after changes constitutes acceptance of the new terms.

    12. Governing Law

    These Terms shall be governed by and construed in accordance with the laws of the European Union, without regard to its conflict of law provisions.

    13. Contact Information

    For questions about these Terms, please contact us at:
    Email: info@fiscedge.com
    Certified Legal Email (PEC): legal@pec.fiscedge.com
    Response Time: Within 48 hours